Fraud is Illusion; self-deception

This Absolute Reality designated as Atma or Brahman cannot be perceived by the senses and mind, but can be experienced only, in the transcendental state.
Baba

It means what it tells: experience, experience, experience..., and not mental speculation. Reality only, truth, law, and mental speculation is illusion.

If we talk of illusion in the West it is like, what is that?

We seem not to know where to begin to understand it.

But if we look at fraud, we can copy it and see that it has the same result, only fraud is in conflict with law.

Illusion is a state of mind which doesn't know reality in general and is in conflict with truth and truth is an unwritten law, the law of dharma, of righteous living.

Watch your Words, Action, Thoughts, Character and Heart.
Baba

Fraud encompasses irregularities and illegal acts characterized by intentional deception. The elements of fraud are:
A representation about a material fact

Which is false

And made intentionally, knowingly, or recklessly so

Which is believed

And acted upon by the victim

To the victim’s damage

It gets possible only if there is opportunity, pressure, and a rationalization.

Pressure Rationalization
Opportunity is generally provided through weaknesses in controls. 

Pressure can be imposed due to:
Personal financial problems, personal vices such as gambling, drugs, extensive debt, etc., unrealistic deadlines and performance goals.

Rationalization occurs when the individual develops a justification for their fraudulent activities. The rationalization varies by case and individual. Some examples include:
I really need this money and I’ll put it back when I get my paycheck”;
I’d rather have the company on my back than the IRS”;
“I just can’t afford to lose everything – my home, car, everything”.

That is the same approach to understand illusion.
The reason seems more important, it is just an idea;  time, money, financial problems, addictions, unrealistic deadlines and performance goals.
That is illusion.
The idea is tried to be taken as true, because we don't want to face reality. The idea is not real, therefore, it is illusion. And the reality is omitted, not seen and ignored.
Illusion has two faces; it goes for a wrong idea, which is not real and it refused to see reality as it is.

In my experience when my ex said he knew it was fraud.
The pressure was his unrealistic performance goals, he presented his life situation false, and made it intentionally, knowingly or recklessly so that I believed it was a Baba lila and looked all different then it really was, and it acted upon the victim to the victim's damage.
The rationalization was - I asked Baba for a wife and for a career, and he will give me - a home, car, everything.
That was the base of the relationship. 
He made it look like a Baba lila, when in reality he just took advantage of the situation.
Pressure rationalization was there due to lack of control, because he lived in the room of his former boss and that whole dream was - that he worked for his boss still or again, even if it was not real and there was no real reason why he should ever believe that. That is again the illusion.
It was all deception, not one word what that guy said was real and true, it was illusion only.
And that is what I learn from it.
And what about love?
Love is truth, not deception and illusion. It is no love.
There is just ignorance and death is sweeter than the blindness of ingorance. That is life as the best teacher.

Life is the best teacher, nature it the best preacher. (Baba)

Truth is not an intellectual concept, it is reality and we have to be real to live Baba's teaching to understand it. If we are not real and try to understand it, it will never work, because we have to live it first.
It is experience, only experience, not mental speculation.